Work iPhone app

A native iPhone finance app with no accounts and no servers

A SwiftUI finance tracker that keeps data in the user's own iCloud — no accounts, no backend — with household sharing, widgets, Siri and on-device receipt reading.

Sector
Personal finance · Our product
Our part
Product and interface design, iOS app, Data and sync, Testing and CI
Built with
Swift 6, SwiftUI, Core Data, CloudKit, WidgetKit, App Intents, Xcode Cloud
Service
MVP development →
Concept illustration · Fictional identity and sample interface, not the original product.

The starting point

A finance app holds some of the most private data a person has. The goal was a polished native app that needs no account and no backend at all, yet syncs across devices and can be shared with a partner.

What we were responsible for

We designed and built the app: interface, domain logic, sync and sharing, widgets, automated tests and the build pipeline.

What we built

  • Everyday money, done properly

    Accounts, transactions, budgets and recurring payments, live multi-currency, CSV, search and app lock, plus reports for spending, cash flow and net worth over any period.

  • Sync and sharing without a server

    Data lives in the user's private iCloud database; a household partner joins through an iCloud share invite.

  • Capture without typing

    Apple Pay purchases and receipts can be captured automatically, receipts are read on the device, and Siri answers questions about spending.

  • Widgets

    Home-screen widgets read a snapshot the app shares with them.

  • Tested domain logic

    Business rules live in a separate Swift package with its own test suite; UI smoke tests run on every build.

Why it was hard

  • Two people, one ledger

    Shared data has to merge correctly between two Apple IDs, with no server to arbitrate.

  • Strict concurrency

    The app, the package and the widgets compile under Swift 6 strict concurrency.

Where it stands

Version 1.6 builds on Xcode Cloud, with the full test suite on the main branch and delivery to TestFlight.

Working on something similar?

Book a 30-minute call or send a brief. If the scope is clear, you get a written fixed quote within one or two business days.